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AUTO INSURANCE QUOTE

Oregon - Washington - Idaho

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Oregon - Washington - Idaho

CONDO INSURANCE QUOTE
Oregon - Washington - Idaho

RENTERS INSURANCE QUOTE
Oregon - Washington - Idaho

How to Save on Insurance

It can be easier than you think to put the brakes on high auto insurance rates – as an independent agency, we can help! We can review your policy and possibly help you find a variety of illuminating ways to save on money on your auto insurance rates. Here are some things you may want to consider:

• Ask us to check several auto insurance companies’ rates. This is the single most important thing you can do to get the best possible auto insurance rate—and we can do it for you quickly and easily. The difference between the highest and lowest auto insurance rate available to you from different auto insurance companies could vary by hundreds of dollars.

• Reduce or drop physical damage auto insurance coverage on an older car. Depending on your car’s age and where you live, comprehensive and collision auto insurance coverage may not be worth keeping. We can give you advice on whether it makes sense to reduce or drop this auto insurance coverage altogether.

• Raise your auto insurance deductible. According to the Insurance Information Institute, raising your auto insurance deductible from $200 to $500 could reduce your collision and comprehensive auto insurance costs by 15 to 30 percent. In addition, because the average driver files a collision claim only once every ten years, odds are that over the lifetime of your car, a higher auto insurance deductible will save you money. We can show you how raising your auto insurance deductible will lower your premium.

• Look for auto insurance discounts. Many auto insurance companies reduce premiums for certain driver traits or car features. For example: being a homeowner for more than three years, nonsmoker, nondrinker, students with good grades, senior citizens who have taken an approved defensive driving course, people who only drive for pleasure, cars kept in garages, antilock brakes, antitheft devices, air bags, etc. Ask us to check.

To learn more about low auto insurance rates, please call us at (800) 285-6372