Get Lower Idaho Business & Commercial Insurance Rates

Insure Pacific Inc. is one of the premier Idaho business & commercial insurance agencies serving the west coast. Our mission is to provide Idaho businesses with a quick, friendly and cost effective method of obtaining Idaho business & commercial insurance coverage. Our clients are Idaho businesses both large and small in a variety of different industries.

How to lower your Idaho Business & Commercial Insurance Rates:

  • Ask us to check several insurance companies’ rates. This is the single most important thing you can do to get the best possible Idaho business & commercial insurance rates—and we can do it for you quickly and easily. The difference between the highest and lowest business & commercial insurance rate available to you from different Idaho Business & Commercial insurance companies could vary by hundreds or thousands of dollars.
  • Raise your deductibles. According to the Insurance Information Institute, raising your business & commercial insurance deductibles can reduce your insurance costs by 10% to 30%.
  • Ask us to check further discounts for you.

Be sure to contact us for a free consultation and insurance review. We will work closely with you to determine the insurance needs of your business and ultimately find you the best Idaho business & commercial insurance coverage at the lowest rates available.

About Insure Pacific & Idaho Business Insurance Rates

 

Insure Pacific's roots began in 1937 with Prineville Insurance, an independent insurance agency serving the Pacific West Coast. Our mission is to provide Businesses with a quick and efficient method of obtaining business & commercial insurance coverage.

We are one of the leading business & commercial insurance agencies serving the Pacific West Coast. Our clients are businesses both large and small in a variety of different industries.

Contact Insure Pacific

Contact us for a free insurance consultation and risk review. We will work closely with you to determine the insurance needs of your business and ultimately find you the best business insurance coverage at the lowest rates available.

Call or e-mail us to speak to an agent today.

Insure Pacific
(800) 285-6372

info@insurepacific.com
insurepacific.com

Idaho State Insurance License #277875

Idaho Business & Commercial Insurance Services

Insure Pacific Inc. provides a large number of Idaho business & commercial insurance products and risk management services. Whether you are in Retail or Wholesale, Services or Manufacturing, Construction or Farming or other industry, chances we can insure your business while finding the lowest premium available. Listed below are they types of policies we offer and the different types of businesses we insure:

  • General Liability
  • Commercial Property
  • Directors and Officers
  • Employment Practices Liability
  • Professional Liability
  • Contractors Liability
  • Product Liability
  • Commercial Auto
  • Bonds
  • Retailers
  • Services
  • Manufacturers
  • Distributors
  • Agriculture
  • Public Entity
  • Transportation
  • Contractors/Builders
  • Special Trades

 

 

 

 

 

Idaho Business & Economic Information

The gross state product for 2004 was US$43.6 billion. The per capita income for 2004 was US$26,881. Idaho is an important agricultural state, producing nearly one-third of the potatoes grown in the United States. All three varieties of wheat, Dark Northern Spring, Hard Red and Soft White are grown in the state. Nez Perce County is considered a premier Soft White growing locale.

Important industries in Idaho are food processing, lumber and wood products, machinery, chemical products, paper products, electronics manufacturing, silver and other mining, and tourism. The world's largest factory for barrel cheese, the raw product for processed cheese is located in Gooding, Idaho. It has a capacity of 120,000 metric tons per year of barrel cheese and belongs to the Glanbia group. The Idaho National Laboratory (INL), a government lab for nuclear energy research, is also an important part of the eastern Idaho economy. Idaho also is home to three facilities of Anheuser-Busch which provide a large part of the malt for breweries located across the nation.

Locally, a variety of industries are important. Outdoor recreation is a common example ranging from numerous snowmobile and downhill and cross-country ski areas in winter to the evolution of a Lewiston as a retirement community based on mild winters, dry year around climate and one of the lowest median wind velocities anywhere, combined with the rivers for a wide variety of activities. Other examples would be ATK Corporation operates three ammunition and ammunition components plants in Lewiston. Two are sporting and one is defense contract. The Lewis-Clark Valley has an additional independent ammunition components manufacturer and the Chipmunk rifle factory. Four of the world's six welded aluminum jet boat (for running river rapids) manufacturers are in the Lewiston-Clarkston, WA valley. Wine grapes were grown between Kendrick and Julietta in the Idaho Panhandle by the French Rothchilds until Prohibition. In keeping with this, while there are no large wineries or breweries in Idaho, there are numerous and growing numbers of award winning boutique wineries and microbreweries in the northern part of the state.

Today, the largest industry in Idaho is the science and technology sector. It accounts for over 25% of the State's total revenue and 70%+ of the State's exports (in dollars). Idaho's industrial economy is growing, with high-tech products leading the way. Since the late 1970s, Boise has emerged as a center for semiconductor manufacturing. Boise is the home of Micron Technology Inc., the only U.S. manufacturer of dynamic random access memory(DRAM) chips. Micron at one time manufactured desktop computers, but with very limited success. Hewlett-Packard has operated a large plant in Boise since the 1970s, which is devoted primarily to LaserJet printers production. Dell, Inc. operates a major customer support call center in Twin Falls. ON Semiconductor, whose worldwide headquarter locates in Pocatello, is a widely recognized innovator in modern integrated mixed-signal semiconductor products, mixed-signal foundry services, and structured digital products. Coldwater Creek, a women's clothing retailer, is headquartered in Sandpoint. Fortune 500 Sun Microsystems has two offices in Boise and a parts depot in Pocatello. Sun brings $4M in annual salaries and over $300M of revenue to the state each year.

A number of Fortune 500 companies started in or trace their roots to Idaho, including JC Penney (as The Golden Rule) in Twin Falls, Safeways in American Falls, Albertsons in Boise, JR Simplot across southern Idaho, Potlatch Corp. in Lewiston and Zimmerly Air Transport in Lewiston-Clarkston was one of the five companies in the merger centered around Varney Flying Service of Pasco, Washington, which became United Air Lines and subsequently Varney Air Group that became Continental Airlines.

The state personal income tax ranges from 1.6% to 7.8% in eight income brackets. Idahoans may apply for state tax credits for taxes paid to other states, as well as for donations to Idaho state educational entities and some nonprofit youth and rehabilitation facilities.

The state sales tax is 6% with a very limited, selective local option up to 6.5%. Sales tax applies to the sale, rental or lease of tangible personal property and some services. Food is taxed, but prescription drugs are not. Hotel, motel, and campground accommodations are taxed at a higher rate (7% to 11%). Some jurisdictions impose local option sales tax.

Idaho has a state gambling lottery which contributed $333.5 million in payments to all Idaho public schools and Idaho higher education from 1990 - 2006.

As of 2005, Idaho has an estimated population of 1,429,096, which is an increase of 33,956, or 2.4%, from the prior year and an increase of 135,140, or 10.4%, since the year 2000. This includes a natural increase since the last census of 58,884 people (that is 111,131 births minus 52,247 deaths) and an increase due to net migration of 75,795 people into the state. Immigration from outside the United States resulted in a net increase of 14,522 people, and migration within the country produced a net increase of 61,273 people.

This made Idaho the sixth fastest-growing state after Arizona, Nevada, Florida, Georgia, and Utah. From 2004 to 2005, Idaho grew the third-fastest, surpassed only by Nevada and Arizona.

Nampa, the state's second largest city, has experienced particularly strong growth in recent years. According to census estimates Nampa has grown 22.1% to nearly 65,000 residents between 2000 and 2003. As of 2007, the population in Nampa was estimated at 84,000. Growth of 5% or more over the same period has also been observed in Caldwell, Coeur d'Alene, Meridian, Post Falls and Twin Falls.

Since 1990, Idaho's population has increased by 386,000 (38%).

The Boise Metropolitan Area (officially known as the Boise City-Nampa, ID Metropolitan Statistical Area) is Idaho's largest metropolitan area. Other metropolitan areas in order of size are Coeur d'Alene, Idaho Falls, Pocatello and Lewiston.

As of 2006, six official micropolitan statistical areas are based in Idaho. Twin Falls is the largest of these.

The center of population of Idaho is located in Custer County, in the town of Stanley.

Demographics of Idaho
By Race White Black AIAN* Asian NHPI*
2000 (total population) 96.99% 0.65% 2.14% 1.36% 0.23%
2000 (Hispanic only) 7.53% 0.10% 0.28% 0.07% 0.03%
2005 (total population) 96.81% 0.84% 2.05% 1.48% 0.22%
2005 (Hispanic only) 8.70% 0.17% 0.27% 0.08% 0.03%
Growth 2000–05 (total population) 10.24% 42.33% 5.93% 20.25% 6.65%
Growth 2000–05 (non-Hispanic only) 8.78% 33.87% 5.74% 19.96% 7.09%
Growth 2000–05 (Hispanic only) 27.65% 89.80% 7.17% 25.37% 3.90%
* AIAN is American Indian or Alaskan Native; NHPI is Native Hawaiian or Pacific Islander

The largest reported ancestries in the state are: German (18.9%), English (18.1%), Irish (10%), American (8.4%), Norwegian (3.6%), and Swedish (3.5%).

Idaho is divided into political jurisdictions designated as counties. As of 1919 there were 44 counties in the state, ranging in size from 410 to 8,502 square miles (1,062 to 22,020 square kilometers).

County name County seat Year founded Population 2008 Est. Poulation Percentage Area (sq. m.) Area Percentage
Ada Boise 1864 380,920 25.00 % 1,060 1.21 %
Adams Council 1911 3,499 00.23 % 1,370 1.57 %
Bannock Pocatello 1893 80,812 05.30 % 1,147 1.31 %
Bear Lake Paris 1893 5,798 00.38 % 1,049 1.20 %
Benewah St. Maries 1915 9,352 00.61 % 784 0.90 %
Bingham Blackfoot 1885 43,903 02.88 % 2,120 2.42 %
Blaine Hailey 1895 21,731 01.43 % 2,661 3.04 %
Boise Idaho City 1864 7,504 00.49 % 1,907 2.18 %
Bonner Sandpoint 1907 41,168 02.70 % 1,920 2.19 %
Bonneville Idaho Falls 1911 99,135 06.51 % 1,901 2.17 %
Boundary Bonners Ferry 1915 10,962 00.72 % 1,278 1.46 %
Butte Arco 1917 2,751 00.18 % 2,234 2.55 %
Camas Fairfield 1917 1,126 00.07 % 1,079 1.23 %
Canyon Caldwell 1891 183,939 12.07 % 604 0.69 %
Caribou Soda Springs 1919 6,826 00.45 % 1,799 2.06 %
Cassia Burley 1879 21,348 01.40 % 2,580 2.95 %
Clark Dubois 1919 910 00.06 % 1,765 2.02 %
Clearwater Orofino 1911 8,176 00.54 % 2,488 2.84 %
Custer Challis 1881 4,254 00.28 % 4,937 5.64 %
Elmore Mountain Home 1889 28,997 01.90 % 3,101 3.54 %
Franklin Preston 1913 12,454 00.82 % 668 0.76 %
Fremont
St. Anthony
1893 12,551 00.82 % 1,896 2.17 %
Gem
Emmett
1915 16,513 01.08 % 566 0.65 %
Gooding County, Idaho Gooding 1913 14,295 00.94 % 734 0.84 %
Idaho Grangeville 1861/1864 15,448 01.01 % 8,502 9.71 %
Jefferson Rigby 1913 23,860 01.57 % 1,106 1.26 %
Jerome Jerome 1919 20,468 01.34 % 602 0.69 %
Kootenai Coeur d'Alene 1864 137,475 09.02 % 1,316 1.50 %
Latah Moscow 1886 35,906 02.36 % 1,077 1.23 %
Lemhi Salmon 1869 7,808 00.51 % 4,570 5.22 %
Lewis Nezperce 1911 3,594 00.24 % 480 0.55 %
Lincoln Shoshone 1895 4,503 00.30 % 1,206 1.38 %
Madison Rexburg 1914 37,456 02.46 % 473 0.54 %
Minidoka Rupert 1913 18,645 01.22 % 763 0.87 %
Nez Perce Lewiston 1861/1864 38,975 02.56 % 856 0.98 %
Oneida Malad City 1864 4,130 00.27 % 1,202 1.37 %
Owyhee Murphy 1863 10,877 00.71 % 7,697 8.79 %
Payette Payette 1917 22,966 01.51 % 410 0.47 %
Power American Falls 1913 7,683 00.50 % 1,443 1.65 %
Shoshone Wallace 1861/1864 12,913 00.85 % 2,636 3.01 %
Teton Driggs 1915 8,833 00.58 % 451 0.52 %
Twin Falls Twin Falls 1907 74,284 04.87 % 1,928 2.20 %
Valley Cascade 1917 8,862 00.58 % 3,734 4.27 %
Washington Weiser 1879 10,206 00.67 % 1,474 1.68 %

Total Counties: 44. Total 2008 Population Est.: 1,523,816. Total Area: 87,530 square miles.

Three counties were first designated as such by the Washington Territorial Legislature in 1861]; they were subsequently re-designated as Idaho counties in 1864. The 1861 Nez Perce county has since been broken up into Nez Perce, Lewis, Boundary, Benewah, Latah, Kootenai and Clearwater counties.

Idaho license plates begin with a county designation based on the first letter of the county's name. Where a letter is at the beginning of more than one name, the a number accompanies precedingly in alphabetical order. This reflects an anomalous coicidental situation wherein 10 counties begin with B, seven with C and four with L, which is 21 of the 44 counties.

Source: Wikipedia.com

Insure Pacific
(800) 285-6372

(541) 447-6372
(541) 447-5742 (fax)
info@insurepacific.com
insurepacific.com

Idaho State Insurance License #277875

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