Repair Shop Insurance

Coverage for Auto, Appliance, Equipment & Specialty Repair Businesses in Oregon

Repair Shops Insurance

Repair shops face a unique set of risks: customer vehicles and property on your premises, tools and equipment worth thousands of dollars, employees working with hazardous materials, and the constant potential for a customer dispute over a repair job. Whether you operate an auto repair shop, an appliance repair service, a small engine shop, or a specialty repair business, having the right insurance is essential to protecting your livelihood.

Insure Pacific has been helping Oregon repair shop owners find the right coverage since 1935. We work with carriers that specialize in garage and repair shop risks, ensuring you get coverage that actually fits how your business operates — not a generic policy that leaves gaps.

Related Commercial Coverage

Commercial Auto General Liability Workers' Compensation Business Owner's Policy Surety Bonds

Coverage Options

We work with 50+ carriers to find the right combination of coverage for your business.

Garage Keepers Liability

Covers damage to customers' vehicles while in your care, custody, or control — essential for auto repair shops.

General Liability Insurance

Covers third-party bodily injury and property damage claims arising from your shop operations.

Commercial Property Insurance

Protects your building, tools, equipment, and inventory from fire, theft, vandalism, and other covered perils.

Garagemen's Legal Liability

Covers your legal liability for damage to customer property while it is in your possession.

Workers' Compensation

Required in Oregon if you have employees. Covers medical expenses and lost wages for work-related injuries.

Commercial Auto Insurance

Covers shop vehicles used for road tests, parts pickup, and mobile repair services.

Business Interruption Insurance

Covers lost income if your shop is forced to close due to a covered loss such as a fire or flood.

Tools & Equipment Coverage

Covers your tools and diagnostic equipment against theft, breakage, and damage.

Products Liability Insurance

Covers claims arising from parts or products you install in customer vehicles or equipment.

Frequently Asked Questions

Areas We Serve

Insure Pacific serves businesses throughout Oregon and the Pacific Northwest.

Bend Redmond Prineville Sisters Madras La Pine Sunriver All of Oregon

Get in Touch

Ready to protect what matters most? Contact us today for a no-obligation insurance review. Our experienced agents are here to help you find the right coverage for your needs.

Bend — Main Office

2843 NW Lolo Drive

Bend, OR 97703

(541) 238-7775

Prineville Office

220 NW Meadow Lakes Drive

Brookings Office

Monica

Insurance Specialist

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