Agricultural Insurance for Oregon's Diverse Farming Economy
Oregon agriculture is one of the most diverse in the nation — encompassing dryland wheat and barley in the Columbia Basin, irrigated row crops and potatoes in Eastern Oregon, wine grapes and hazelnuts in the Willamette Valley, hops and mint in the mid-valley, and a thriving specialty crop sector across the state.
This diversity means Oregon farmers face a wide range of risks — from drought and wildfire in the east to excessive moisture and frost in the west. A comprehensive agricultural insurance program must address all of these risks with the right combination of crop insurance, farm property coverage, equipment protection, and liability insurance.
Insure Pacific has been helping Oregon farmers and agribusinesses navigate the complex world of agricultural insurance since 1935. We work with USDA's Risk Management Agency for federal crop insurance and with specialty private carriers for farm property, equipment, and liability coverage.
Why Oregon Farmers Choose Insure Pacific
- Serving Oregon agriculture since 1935
- Federal crop insurance (MPCI) agents
- Specialty crop coverage expertise
- Access to 50+ agricultural carriers
- Organic and sustainable farm coverage
- Agribusiness and processing coverage
- Annual farm insurance reviews
Agricultural Insurance Coverage Types
From crop insurance to agribusiness liability — complete coverage for Oregon agriculture
Crop Insurance (MPCI)
Multi-Peril Crop Insurance through USDA's Risk Management Agency protects against yield losses from weather, disease, insects, and other natural causes. Available for most Oregon crops.
Revenue Protection
Revenue Protection (RP) policies cover both yield losses and price declines, ensuring your farm revenue is protected even when commodity prices drop below projected levels.
Specialty Crop Insurance
Coverage for high-value specialty crops including nursery stock, greenhouse crops, hemp, hops, wine grapes, blueberries, hazelnuts, and other Oregon specialty crops.
Farm Equipment & Machinery
Scheduled or blanket coverage for all types of agricultural equipment — from tractors and combines to planters, sprayers, irrigation systems, and precision agriculture technology.
Agricultural Liability
Comprehensive liability coverage for agricultural operations including premises liability, products liability for farm products sold, agritourism, and custom farming operations.
Agribusiness & Processing
Coverage for agricultural processing operations, grain elevators, feed mills, packing houses, and other agribusiness facilities — including property, liability, and business interruption.
Organic & Sustainable Agriculture
Specialized coverage for certified organic operations, including organic price premiums, certification costs, contamination coverage, and transition period protection.
Agricultural Lending & Collateral
Lender-required coverage for agricultural loans, including crop insurance requirements, equipment collateral protection, and farm real estate coverage for agricultural lenders.
What Agricultural Insurance Covers
A comprehensive agricultural insurance program addresses every aspect of your farming or agribusiness operation — from the crops in the field to the equipment in the barn, the structures on the property, and the liability exposures of modern agriculture. Here is what a complete agricultural insurance program typically covers:
Frequently Asked Questions
Common questions about agriculture insurance in Oregon
What types of agriculture insurance are available in Oregon?
Oregon farmers have access to a wide range of agricultural insurance products, including Multi-Peril Crop Insurance (MPCI), Revenue Protection, crop hail, farm owner's policies, livestock mortality, farm equipment coverage, and agricultural liability. Specialty crop insurance is available for Oregon's diverse specialty crops including hops, hazelnuts, wine grapes, and nursery stock.
What is the difference between crop insurance and farm insurance?
Crop insurance specifically covers your growing crops against yield losses and price declines. Farm insurance (a farm owner's policy) covers your farm property — structures, equipment, and sometimes livestock — along with farm liability. Most Oregon farms need both: crop insurance for the crops and a farm owner's policy for everything else.
When is the deadline to sign up for crop insurance in Oregon?
Crop insurance sales closing dates vary by crop and county. For most Oregon winter wheat, the deadline is September 30. For spring crops, deadlines typically fall in March or April. Contact Insure Pacific early — we can help you identify the right policies and meet all deadlines for your specific crops.
Does Insure Pacific offer federal crop insurance (MPCI)?
Yes. Insure Pacific is licensed to sell and service Multi-Peril Crop Insurance (MPCI) through USDA's Risk Management Agency. We can help you evaluate coverage options, select the right plan for your crops, and navigate the federal crop insurance program alongside private supplemental coverage.
