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Insure Pacific | Oregon Independent Insurance Agency Since 1935

Insure Pacific

Landscaping & Lawn Maintenance Insurance

Landscaping and lawn maintenance businesses face significant risks every day — from equipment breakdowns and vehicle accidents to property damage claims and employee injuries. A single incident involving a rock thrown by a mower, a tree limb falling on a customer's car, or an employee slipping on wet grass can result in a costly claim. Without the right insurance, these incidents can threaten your business.

Insure Pacific works with landscaping businesses of all sizes throughout Oregon, from solo operators to multi-crew commercial landscaping companies. We understand the seasonal nature of the business, the value of your equipment, and the importance of keeping your crews protected. We work with carriers that specialize in green industry risks to find you the best coverage at the most competitive price.

Coverage Options

We work with 50+ carriers to find the right combination of coverage for your business.

General Liability Insurance
Covers third-party bodily injury and property damage — including damage caused by equipment, flying debris, or chemical applications.
Commercial Auto Insurance
Covers your trucks, trailers, and vehicles used to transport crews and equipment to job sites.
Inland Marine / Equipment Coverage
Covers your mowers, trimmers, blowers, and other equipment whether at your shop or on a job site.
Workers' Compensation
Required in Oregon if you have employees. Covers medical expenses and lost wages for work-related injuries.
Pesticide & Herbicide Liability
Covers claims arising from chemical applications that damage a customer's lawn, garden, or property.
Contractor's License Bond
Required for licensed landscaping contractors in Oregon. We can bundle your bond with your insurance.
Business Owner's Policy (BOP)
Bundles general liability and property coverage — a cost-effective option for smaller landscaping businesses.
Umbrella Insurance
Provides an extra layer of liability protection above your general liability limits — recommended for larger operations.

Frequently Asked Questions

Areas We Serve

Insure Pacific serves businesses throughout Oregon and the Pacific Northwest.

Bend Redmond Prineville Sisters Madras La Pine Sunriver All of Oregon

Landscaping & Lawn Maintenance Insurance: Key Facts

Oregon landscaping & lawn maintenance businesses face unique risks. Here are the numbers that matter for your coverage.

$500–$15,000+
Annual premium range for Oregon businesses
Varies by industry, revenue, and risk
50+
Carriers Insure Pacific shops for you
Independent agents find the best rate
1935
Year Insure Pacific began serving Oregon
Nearly 90 years of insurance expertise
3
Oregon offices to serve you
Bend, Prineville, and Brookings

How Much Does Landscaping & Lawn Maintenance Insurance Cost in Oregon?

The cost of landscaping & lawn maintenance insurance in Oregon varies based on your revenue, number of employees, claims history, and the specific coverages you need. As an independent agency, Insure Pacific compares rates from 50+ carriers to find competitive pricing for your business.

Contact Insure Pacific for a free, no-obligation quote tailored to your Oregon landscaping & lawn maintenance business.

Frequently Asked Questions

Common questions about landscaping & lawn maintenance insurance in Oregon

What insurance does an Oregon landscaping & lawn maintenance business need?

Oregon landscaping & lawn maintenance businesses typically need general liability, commercial property, workers compensation, and commercial auto insurance at minimum. Depending on your specific operations, you may also need professional liability, cyber insurance, or a Business Owner's Policy (BOP).

Is general liability insurance required in Oregon?

Oregon does not universally require general liability insurance for all businesses, but many contracts, leases, and licensing requirements mandate it. Many industries require proof of insurance to operate legally or win contracts.

What is a Business Owner's Policy (BOP)?

A BOP bundles general liability and commercial property insurance into one policy at a discounted rate. It is designed for small to mid-size businesses and is often the most cost-effective starting point for Oregon business owners.

Does my Oregon business need workers compensation insurance?

Yes. Oregon requires most employers with one or more employees to carry workers compensation insurance. Failure to carry required coverage can result in fines and personal liability for workplace injuries.

How much does landscaping & lawn maintenance insurance cost in Oregon?

The cost of landscaping & lawn maintenance insurance in Oregon varies based on your revenue, number of employees, claims history, and the specific coverages you need. As an independent agency, Insure Pacific compares rates from 50+ carriers to find competitive pricing for your business.

How does Insure Pacific help Oregon businesses?

Insure Pacific is an independent insurance agency serving Oregon since 1935. We shop 50+ carriers to find the best coverage for your business at competitive rates. Our experienced agents understand Oregon's business environment and work to ensure you have the right protection.

Landscaping & Lawn Maintenance Insurance in Your City

Get in Touch

Ready to protect what matters most? Contact us today for a no-obligation insurance review. Our experienced agents are here to help you find the right coverage for your needs.

Monica

Monica

Insurance Specialist

Monica

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I'm the AI version of Monica here at Insure Pacific!

Ask me anything about insurance — home, auto, farm, commercial, wildfire, and more. I can answer your questions directly or connect you with one of our agents.