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Insure Pacific

What Is Agritourism Insurance?

Agritourism is one of Oregon's fastest-growing agricultural sectors, bringing visitors to farms, ranches, vineyards, and rural properties for unique experiences. Whether you operate a u-pick berry farm, host farm stays, run a corn maze, or offer petting zoos, your operation faces liability exposures that standard farm policies often exclude. Agritourism insurance is specifically designed to protect Oregon farm operators who welcome the public onto their property.

The risks associated with agritourism are significant and varied. Visitors can be injured on farm equipment, by animals, or in recreational activities. Property damage, food-related illness claims, and event liability are all common exposures. Without proper coverage, a single incident could threaten the financial future of your farm operation and your family's livelihood.

Insure Pacific has been protecting Oregon agricultural businesses since 1935. Our independent agents shop 50+ carriers to find agritourism coverage that fits your specific operation — from small u-pick farms to large-scale agritourism destinations across Oregon and the American West.

Who Needs Agritourism Insurance?

U-Pick Operations

Berry farms, orchards, and vegetable farms that invite the public to harvest crops need specialized liability coverage for visitor injuries.

Farm Stay & Lodging

Farms offering overnight accommodations, glamping, or vacation rentals need property and liability coverage beyond standard farm policies.

Event Venues

Farms hosting weddings, festivals, corn mazes, or seasonal events need event liability and liquor liability coverage.

Educational Farms

Farms offering school tours, workshops, and educational programs need coverage for visitor injuries and program liability.

What Agritourism Insurance Covers

General liability protection
Professional liability / E&O
Commercial property coverage
Workers compensation
Commercial auto insurance
Umbrella / excess liability
Cyber liability protection
Equipment and inland marine

Why Choose Insure Pacific?

50+
Carriers we shop for you
Independent agents find the best rate
1935
Year Insure Pacific was founded
Nearly 90 years of Oregon insurance expertise
10
States where we are licensed
OR, WA, CA, ID, NV, AZ, CO, UT, TX, SD
3
Oregon offices to serve you
Bend, Prineville, and Brookings

Frequently Asked Questions

Common questions about Agritourism insurance in Oregon

What insurance does an agritourism farm need?

Agritourism farms typically need general liability, farm property, commercial auto, workers compensation, and event liability coverage. Many standard farm policies exclude agritourism activities, so a specialized policy is essential.

How much does agritourism insurance cost in Oregon?

Agritourism insurance costs vary based on the type of activities, number of visitors, revenue, and property values. Most Oregon agritourism operations pay between $1,500 and $8,000 annually. Contact Insure Pacific for a free quote.

Is agritourism insurance required in Oregon?

Oregon does not mandate agritourism insurance by law, but many lenders, event venues, and county permits require proof of liability coverage. It is strongly recommended for any farm welcoming the public.

How does Insure Pacific help Agritourism businesses?

Insure Pacific is an independent insurance agency serving Oregon since 1935. We shop 50+ carriers to find the best coverage at competitive rates. Our experienced agents understand Oregon's business environment and work to ensure you have the right protection.

Get Your Agritourism Insurance Quote Today

Free, no-obligation quote from Insure Pacific — Oregon's independent agency since 1935.

Get in Touch

Ready to protect what matters most? Contact us today for a no-obligation insurance review. Our experienced agents are here to help you find the right coverage for your needs.

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