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Insure Pacific

Technology E&O Insurance

Professional Liability Protection for Oregon Technology Businesses

What Is Technology E&O Insurance?

Technology companies, IT consultants, software developers, and managed service providers face unique professional liability exposures that standard E&O policies may not adequately cover. Technology errors and omissions (E&O) insurance protects Oregon tech businesses from claims arising from software failures, data breaches, system outages, and professional mistakes that cause financial harm to clients. As businesses become increasingly dependent on technology, the potential liability for tech companies grows.

A single software bug, system failure, or data breach can result in millions of dollars in client losses and corresponding liability claims against your technology company. Standard general liability policies do not cover professional errors and omissions, leaving tech companies exposed to their most significant liability risk. Technology E&O insurance fills this critical gap.

Insure Pacific helps Oregon technology companies secure technology E&O coverage that combines professional liability with cyber liability protection. Our agents work with carriers specializing in technology risks to find coverage that matches your specific services, clients, and risk profile.

Who Needs Technology E&O Insurance?

Software Developers

Software companies and app developers need technology E&O coverage for claims arising from software defects, failures, and performance issues.

IT Consultants & MSPs

IT consultants and managed service providers need coverage for professional errors, system failures, and data breaches affecting client systems.

SaaS Companies

Software-as-a-service companies need technology E&O coverage for service outages, data loss, and performance failures affecting subscribers.

Tech Startups

Technology startups often need technology E&O coverage to satisfy enterprise client contracts and investor requirements.

What Technology E&O Insurance Covers

Professional errors, omissions, and failure-to-perform allegations
Software defects, coding errors, and implementation failures
Technology services, consulting, and managed-service claims
Third-party data security and privacy liability where included
Network interruption and system-outage allegations where included
Copyright, media, and intellectual-property allegations where included
Defense costs, settlements, and judgments for covered claims
Contractual requirements, prior acts, and retroactive-date options subject to the policy

Review Technology Risk Before Your Next Client Contract

A technology E&O review helps match your policy to the software, platforms, implementation work, data access, and service commitments your team makes to clients.

Prepare for Your Review

  • Your services, products, platforms, and managed environments
  • Client contracts, indemnity obligations, SLAs, and limitation-of-liability terms
  • Data access, security controls, incident response, and vendor dependencies
  • Revenue, client industries, prior claims, outages, and significant projects

Why Choose Insure Pacific?

50+
Carriers we shop for you
Independent agents find the best rate
1935
Year Insure Pacific was founded
Nearly 90 years of Oregon insurance expertise
10
States where we are licensed
OR, WA, CA, ID, NV, AZ, CO, UT, TX, SD
3
Oregon offices to serve you
Bend, Prineville, and Brookings

Frequently Asked Questions

Common questions about Technology E&O insurance in Oregon

What does technology E&O insurance cover?

Technology E&O insurance covers legal defense costs and damages for claims arising from software failures, system outages, data breaches, professional errors, and other technology-related mistakes that cause financial harm to clients.

How much does technology E&O insurance cost in Oregon?

Premiums depend on revenue, type of technology services, client industries, and coverage limits. Most Oregon tech companies pay $1,500 to $8,000 annually. Contact Insure Pacific for a free quote.

Is technology E&O different from cyber liability insurance?

Yes. Technology E&O covers professional errors and omissions in your technology products and services. Cyber liability covers data breaches and cyber attacks. Many tech companies need both coverages, and they are often packaged together.

How does Insure Pacific help Technology E&O businesses?

Insure Pacific is an independent insurance agency serving Oregon since 1935. We shop 50+ carriers to find the best coverage at competitive rates. Our experienced agents understand Oregon's business environment and work to ensure you have the right protection.

Get Your Technology E&O Insurance Quote Today

Free, no-obligation quote from Insure Pacific — Oregon's independent agency since 1935.

Get in Touch

Ready to protect what matters most? Contact us today for a no-obligation insurance review. Our experienced agents are here to help you find the right coverage for your needs.

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