Plumbing Contractor Insurance

Plumbing contractors face a unique combination of risks every day — water damage to client properties, injuries from confined spaces and heavy lifting, vehicle accidents between job sites, and the ever-present threat of tool theft from an unlocked van. A single water damage claim from a faulty installation can easily exceed $50,000, and without the right coverage, that cost falls entirely on your business.

The Oregon Construction Contractors Board (CCB) requires all licensed plumbing contractors to carry general liability insurance as a condition of maintaining their license. Residential contractors need a minimum of $100,000 per occurrence, while commercial contractors must carry $500,000 per occurrence. But CCB minimums are often not enough — most clients and general contractors require higher limits, and your actual exposure may far exceed the minimum.

Insure Pacific has been insuring Oregon contractors since 1935. We understand the CCB requirements, the risks plumbing contractors face, and how to structure a policy package that keeps you compliant, competitive, and protected. We work with 50+ carriers to find the right coverage at the right price for your plumbing business.