Covers bodily injury and property damage claims from your landscaping work — a client trips over equipment, you damage a sprinkler system, or a rock from your mower breaks a window. General liability is the foundation of any landscaping business insurance program.

Covers your trucks, trailers, and other vehicles used for your landscaping business. Personal auto insurance doesn't cover vehicles used for business purposes — commercial auto insurance is essential for any landscaping operation in Bend.

Covers your landscaping equipment — mowers, trimmers, blowers, trailers, and other tools — against theft, vandalism, and damage. Equipment is one of your biggest investments and needs dedicated coverage.

Required in Oregon for businesses with employees — covers medical expenses and lost wages for employees injured on the job. Landscaping is a physically demanding profession with significant injury risk.

Covers your business property — office, storage facility, equipment yard, and business personal property — against fire, theft, and other covered perils.

Covers claims arising from your professional advice or services — a landscape design that causes drainage problems, a plant selection that damages a client's property, or other professional errors.