Insure Pacific | Oregon Independent Insurance Agency Since 1935

Floral shop interior with various flowers

Florist Insurance

Protecting Your Passion for Flowers

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Tailored Protection for Your Floral Business

At Insure Pacific, we understand the unique risks faced by florists, from delicate inventory to event liabilities. Your passion for creating beautiful arrangements deserves comprehensive protection.

Whether you operate a bustling flower shop, work as an independent floral designer, or specialize in event floristry, your business is built on creativity and precision. Unexpected events like property damage, client disputes, or delivery accidents can disrupt your operations and impact your livelihood. That's where Insure Pacific steps in, offering specialized insurance solutions designed to safeguard your floral enterprise.

With over 85 years of experience serving Oregon businesses, Insure Pacific is your trusted partner. We provide peace of mind so you can focus on what you do best – bringing beauty into the world through your floral artistry. Our dedicated team is here to help you navigate the complexities of insurance and find the perfect coverage for your unique needs.

Essential Florist Insurance Coverages

General Liability Insurance

Protects against claims of bodily injury or property damage occurring on your premises or due to your operations.

Commercial Property Insurance

Covers your flower shop, inventory, equipment, and supplies from perils like fire, theft, and vandalism.

Business Interruption Insurance

Replaces lost income and covers operating expenses if your shop is forced to close due to a covered property loss.

Commercial Auto Insurance

Essential for delivery vehicles, covering accidents, damage, and liability for vehicles used for business purposes.

Workers' Compensation

Provides medical care and lost wages for employees injured on the job, a crucial coverage for any floral business with staff.

Inland Marine Insurance

Protects your valuable flowers, plants, and equipment while in transit or at off-site events like weddings or corporate functions.

Professional Liability (E&O)

Covers claims of negligence or errors in your professional services, such as design mistakes for a major event.

Cyber Liability Insurance

Protects against data breaches and cyber attacks, especially important if you handle customer information or online sales.

Frequently Asked Questions About Florist Insurance

Get in Touch

Ready to protect what matters most? Contact us today for a no-obligation insurance review. Our experienced agents are here to help you find the right coverage for your needs.

Monica

Monica

Insurance Specialist

Monica

Hi there! 👋

I'm the AI version of Monica here at Insure Pacific!

Ask me anything about insurance — home, auto, farm, commercial, wildfire, and more. I can answer your questions directly or connect you with one of our agents.