Oregon Farm & Ranch Insurance

Oregon is home to more than 37,000 farms covering over 16 million acres. From the irrigated hay fields of Crook and Jefferson counties to the cattle ranches of Eastern Oregon and the specialty crop operations of the Willamette Valley, Oregon agriculture represents billions of dollars in assets that need proper protection.

Standard homeowners insurance is inadequate for farming operations. Most homeowners policies exclude farm equipment, limit outbuilding coverage, exclude livestock, and don't cover farm-related liability exposures. Oregon farmers who rely on homeowners insurance for their agricultural operations are often significantly underinsured — a gap that only becomes apparent after a major loss.

A dedicated farm and ranch policy from Insure Pacific bundles all your agricultural insurance needs into a single policy: farm dwelling and structures, farm equipment and machinery, livestock, harvested crops and stored hay, farm liability, and farm vehicles. This comprehensive approach ensures there are no coverage gaps and typically results in better rates than purchasing separate policies.

Central Oregon's high desert climate presents specific agricultural risks — wildfire, drought, severe winter storms, and the unique challenges of irrigated farming in an arid environment. Our Bend and Prineville agents understand these local conditions and work with carriers that specialize in Central Oregon agricultural risks.