Bend Farm & Ranch Insurance

Bend's agricultural community is more significant than many people realize. The areas surrounding Bend — Tumalo, Powell Butte, the Deschutes River corridor, and the rural areas east and south of the city — support numerous horse properties, small farms, and hobby ranches. These properties range from small hobby operations with a few horses to larger agricultural operations with significant equipment and livestock investments.

Standard homeowners insurance is inadequate for Bend-area farming operations. Farm equipment, livestock, hay storage, and farm-related liability are all excluded from standard homeowners policies. Bend-area property owners who rely on homeowners insurance for their agricultural operations are often significantly underinsured — a gap that only becomes apparent after a major loss.

Wildfire is a significant concern for Bend-area farm and property insurance. Deschutes County has experienced several major wildfires in recent years, and the risk is elevated throughout the county. Many standard carriers have restricted writing in high-risk areas of Deschutes County, making it challenging to find adequate farm coverage. Insure Pacific specializes in placing farm and property coverage in the Bend area and knows which carriers are actively writing.

Insure Pacific's Bend office provides local service that remote or online insurers simply can't match. Our agents know the local agricultural community, understand Deschutes County's farming conditions and wildfire risk, and are available to help you when you need it most — whether that's at renewal time or in the middle of a claim.