Short-Term Rental Insurance in Bend, Oregon

Covers bodily injury and property damage claims from guests injured at your Airbnb or VRBO property — standard homeowners policies exclude this.

Covers the structure of your short-term rental property against fire, wind, vandalism, and other covered perils.

Pays your lost rental income if the property becomes uninhabitable after a covered loss — critical for hosts who depend on rental revenue.

Covers damage to guests' personal belongings caused by a covered peril — separate from the host's own property coverage.

Covers theft of your property by guests — a risk that standard homeowners policies typically exclude for rental activity.

Critical for Bend STR properties near the WUI — covers direct fire damage and smoke infiltration that can render a property uninhabitable.

Covers remediation costs and lost rental income from bed bug or pest infestations — a real risk for high-turnover short-term rentals.

Additional liability limits above your STR policy — recommended for high-revenue Bend properties with frequent guests.

Covers furniture, appliances, electronics, and other contents you provide to guests — at replacement cost value.